Fine jewellery can be one of the best investments you make, provided it’s appraised and insured. In fact, it’s recommended that you have your jewellery appraised every few years to account for changes in the market.

If you aren’t familiar with the process, here is what you need to know.

Jewellery Appraisal Explained

Monetary value is just some of the information that an appraisal offers. Once your jewellery is officially evaluated, you will receive a detailed document that includes details on every aspect of the piece.

You can arrange an appraisal for your own information but in most instances, an appraisal is an insurance requirement. An appraisal is also recommended if you are planning to sell your jewellery.

The Jewellery Appraisal Process: What to Expect


The first thing you need to do is find a professional who can assist you with the appraisal. It’s recommended that you spend some time on research to find someone who is qualified, experienced and has a sound reputation.

The appraiser will need as much information as possible about the piece, so find any details that you can. The required details will include the type of jewellery, where it was purchased and what it is made of.

It is also best to mention why you want the piece appraised.

The Appointment

For the physical appointment, you will need to bring the jewellery as well as any paperwork along with you. Before the appraisal begins, get the appraiser to explain the methods and grading system that will be used. Several different factors are generally considered during the appraisal, which should be explained to you.


Upon completion of the appraisal, you can expect to receive a detailed document with the full results. This is what you will use to either insure or sell the jewellery. Know that it’s not uncommon to seek a second opinion if you feel that the value of the jewellery is deemed too low.

The Cost of a Jewellery Appraisal

In most instances, you can expect to pay a flat fee for every piece you want to evaluate. Some professionals charge by the hour though, which is why it helps to shop around.

Appraisal fees depend on the complexity of the piece, as well as the value of the jewellery.

Pay attention to fees that seem too good to be true – you might be dealing with an inexperienced appraiser.

In Conclusion

If you own valuable jewellery, it’s always a good idea to have an accurate appraisal on hand, which is why it’s wise to get an updated appraisal every three to five years.

At Martin’s of Glasgow, our appraisal areas of expertise are jewellery, watches and clocks.

We are insured through T H March & Co Limited, Chartered Insurance Brokers for both our business and personal arrangements. If you require obligation-free advice on how best to protect your home and personal jewellery, why not give them a call on 01822 855555 quoting AM157T.

You can find out more about our valuation services here.